The Affordable Homeownership Program aims to assist low-to-moderate income renter households, in Simcoe County, to purchase an affordable home by providing 10% down payment assistance (to a maximum of $50,000) in the form of a 20-year forgivable loan.
The Program provides renter households with the opportunity to move to homeownership thereby freeing up rental units, encouraging developers to build affordable housing and fostering demand.
A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households
Frequently Asked Questions
For Homeownership Program FAQs please, view more in-depth information here.
Applicants cannot access multiple programs, please carefully consider which program best fits your needs.
Affordable Homeownership Program, administered by the County of Simcoe
How to Apply
Mortgage Pre-Approval – Please contact a mortgage broker, trust company, credit union, bank or other qualified lender of your choice to apply for a no cost mortgage pre-approval.
Application - Complete the County of Simcoe Affordable Homeownership Program Application, download the application here: Homeownership Program Application 2022-23.
Required Supporting Documents – Review your application carefully to ensure all requested supporting documentation is attached. Applications that are incomplete or missing required documentation will be returned.
Submit Application – Applications can be submitted by email to firstname.lastname@example.org.
For assistance with the Homeownership Program Application or to have an application
mailed to you, please call, 705 725-7215 x1119 or email email@example.com.