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Skip Navigation LinksSimcoe County > Departments > Social Housing > Apply for the Homeownership Program

Affordable Homeownership Program

The Affordable Homeownership Program aims to assist low-to-moderate income renter households, in Simcoe County, to purchase an affordable home by providing 10% down payment assistance (to a maximum of $50,000) in the form of a 20-year forgivable loan.

The Program provides renter households with the opportunity to move to homeownership thereby freeing up rental units, encouraging developers to build affordable housing and fostering demand.

A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households

Frequently Asked Questions

For Homeownership Program FAQs please, view ​more in-depth information here​​.

Alternative programs

Applicants cannot access multiple programs, please carefully consider which program best fits your needs.

How to Apply

  • Mortgage Pre-Approval – Please contact a mortgage broker, trust company, credit union, bank or other qualified lender of your choice to apply for a no cost mortgage pre-approval.
  • Application - Complete the County of Simcoe Affordable Homeownership Program Application, download the application here: Homeownership Program Application 2022-23​.​
  • Attach Required Supporting Documents – Review your application carefully to ensure all requested supporting documentatio​n is att​ached. Applications that are incomplete or missing required documentation will be returned.
  • Submit Application – Applications can be submitted by email to iah@simcoe.ca.​​

For assistance with the Homeownership Program Application or to have an application
package mailed to you, please call, 705 725-7215 x1119 or email iah@simcoe.ca.​