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Affordable Homeownership Program

​​​​The Affordable Homeownership Program aims to assist low-to-moderate income renter households, in Simcoe County, to purchase an affordable home by providing 10% down payment assistance in the form of a forgivable loan.

The Program provides renter households with the opportunity to move to homeownership thereby freeing up rental units, encouraging developers to build affordable housing and fostering demand.

Applicants are encouraged to apply even though there is a waiting list.

A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households

Frequently Asked Questions

For Homeownership Program FAQs please, view more in-depth information here.

Alternative programs

Applicants cannot access multiple programs, please carefully consider which program best fits your needs.

How to Apply

  • Mortgage Pre-Approval – Please contact a mortgage broker, trust company, credit union, bank or other qualified lender of your choice to apply for a no cost mortgage pre-approval.
  • Application - Complete the County of Simcoe Affordable Homeownership Program Application, download the application information here.
  • Attach Required Supporting Documents – Review your application carefully to ensure all requested supporting documentation is attached. Applications that are incomplete or missing required documentation will be returned.
  • Submit Application – Applications can be submitted in person or by mail to the following address:

County of Simcoe
Social Housing Department
1110 Hwy. 26, Midhurst, ON L9X 1N6

For assistance with the Homeownership Program Application or to have an application package mailed to you, please call, 705 725-7215 x1119 or email iah@simcoe.ca.